Wakely

Me, December 26th:

...I'm bringing all of this back up again today because I strongly suspect that the situation is about to reverse itself, with the Trump Administration already preparing to brag about impressive-sounding ACA enrollment numbers for 2026 in spite of the enhanced tax credits expiring less than 60 hours from now...even though the actual negative impact of the expiring tax credits (along with several other administrative policy changes made by CMS this year) likely won't be known for several months after Open Enrollment officially ends in January.

A few weeks ago, the Congressional Budget Office (CBO) issued their official projection of just how much damage the combined effect of the House GOP's budget reconciliation bill (officially the "One Big Beautiful Bill Act") would cause to healthcare coverage in the U.S.: Over 16 million Americans would lose coverage, over half of whom (~8.2 million) are currently enrolled in ACA exchange plans.

If this happens, it would mean the ACA exchange market would drop by more than 1/3 from the ~24.2 million currently enrolled (myself & my own family included).

However, I've repeatedly stated that even this is likely a low estimate--the remaining ~16 million exchange enrollees would still be hit with MASSIVE (and in some cases eye-poppingly huge) premium hikes which would force them to drop to far worse plans (meaning much higher deductibles & co-pays; worse provider networks and so on).

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